LOANS OFFERED
Standard Chartered Bank EZ Loan
PSBank Money Card
ChinaTrust Salary Stretch
CREDIT CARDS
Standard Chartered Credit Cards
Security Bank Credit Cards
Diner’s Bank Credit Cards
HSBC Credit Cards
Citibank Credit Cards
AIG Credit Cards
EastWest Bank Credit Cards
BDO Credit Cards
Equitable Credit Cards
UnionBank Credit Cards
MetroBank Credit Cards
Standard Chartered Bank EZ Loan

QUALIFICATIONS:
Applicants MUST be a Filipino, at least 23 years but not more than 60 years [...]

In the Philippines, the most common interest rate for credit cards is 3.5%. For Balance Transfer facility, it is 0.88%. For personal loans, it is 1.7%. Doing some financial math, we will find out that its equivalent annual percentage rates are
1.035^12 = 1.511068657…
1.0088^12 = 1.11086397….
1.017^12 = 1.22419735….
that’s 51.1% APR for credit cards
11.1% APR for [...]