Why pay more?
Other credit cards charge 3.5% interest on revolving balance
East West Bank MasterCard only charges
2.25% for supermarket, drugstore & gasoline purchases
2.75% for other purchases
———-
Other credit cards offers 5% or P500, whichever is higher on minimum monthly due
East West Bank MasterCard offers 3.5% or P200, whichever is higher.
———-
Other credit cards’ cash advance is only up to 30% of credit limit with 5% or P300 cash advance fee, whichever is higher
East West Bank MasterCard gives
50% of your credit limit, and a flatrate of 5% for processing fee.
———-
Other credit cards’ annual membership fee (Silver) ranges from P1,200 to P2,000
East West Bank MasterCard is only
P1,000 - choose to pay monthly, quarterly, or annually.
| Benefits and Features | |
| Worldwide Acceptance | |
| Accepted in more than 29 million establishments worldwide and in over 300 countries wherever MasterCard payments are accepted. | |
| Lowest Monthly Interest Rates | |
| Why pay more? East West Bank MasterCard offers the lowest monthly interest rate on revolving balances. 2.25% for basic purchases from supermarkets, drugstores and gasoline stations and 2.75% for others or non-basic purchase versus other credit cards that charge 3.5%. | |
| Lightest Monthly Payment | |
| You only need to pay the minimum amount due on your payment due date which is only equivalent to 3.5% of your total outstanding balance or P200, whichever is higher. | |
| Longest Credit Terms | |
| Enjoy up to maximum of 54 days credit from the transaction date to payment due date at 0% interest if previous outstanding balance is paid in full. | |
| Flexible Membership Fee Payment Option | |
| Choose how you want to pay for your membership fee - annually, quarterly or monthly. Membership fee equivalent to 1 year of your first year as a cardholder is FREE. | |
| High Cash Advance Limit | |
| Avail of cash advance up to 50% of your credit limit at any East West Bank ATM, over-the-counter at any East West Bank branch, any BancNet ATM or over 900,000 ATMs worldwide displaying the MasterCard logo. | |
| Peso Billing and Payments | |
| All your overseas purchases are automatically converted to Philippine pesos for your convenience. | |
| Lost Card Protection | |
| You are free from financial liabilities from fraudulent use of your credit card the moment you report it lost by immediately calling Customer Service at 888-1700. | |
| 24-Hour Customer Service and Card Activation | |
| For card activation or card-related inquiries and concerns, you may contact us any time of the day. By phone: 888-1700 1-800-10-8-ACCESS (Domestic Toll Free) By fax: 325-2377 By e-mail: cards@eastwestbanker.com By SMS: EWBCUSTSERV_<your message> to 2327 for Globe subscribers OR (0917) 890-2327 for other networks |
|
| Convert to Installment | |
| Convert any new purchases into an installment transaction payable in 6, 12, 18 or 24 months at low monthly add-on interest rates. | |
| Balance Transfer | |
| Convert any new purchases into an installment transaction payable in 6, 12, 18 or 24 months at low monthly add-on interest rates. | |
| Supplementary Cards | |
| Share your spending privilege and benefits with up to 9 of your family members. Their first year annual membership fee is also FREE! To apply for additional Supplementary cards, use the Supplementary Card Application Form (PDF). | |
| Everyday Essential Rewards Program | |
| You will be rewarded for your loyalty. You earn 1 Rewards point for every P50 you charge on your card. Watch out for the Rewards catalog where you can redeem gift items, gift certificates and the like for your Rewards points. | |
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Your credit card facility is much much better than any bank is offering.